Finexer - Open banking platform for businesses

Trusted by

The new standard in banking

Seamlessly get access to thousands of bank accounts, send money or collect payments instantly through a single platform.

Real-time Information

Having access to clients’ real-time financial data is key when you’re trying to anticipate their needs or make the right decision.

Cost Effective and Instant

Cut the fees that come with card processing and traditional payment methods, reducing your overheads and processing times.

World-class API

Carefully built, consistent, resource-oriented architecture that gives developers maximum flexibility and abstraction in using our API.

Single point of access to multiple financial institutions

Bank Transactional Data
Instant payments
Batch Payouts
Bank feed
Expense & Income data
Identity verification

A robust set of tools and resources

Smart API

We've applied best practices in designing Finexer API making it flexible and easy to adopt. It uses the industry-leading REST-based service that meets the unique needs of every business.

Advanced webhooks

Our automated webhook system enables you to register multiple webhooks, secure endpoints with keys, verify authenticity of payloads, track sent data and webhook statuses and more.

Expert developer support

We offer a seamless, reliable experience, and we’ll work with you and the financial institution to put things right and solve your case including answering API-related and technical queries.

Free live and sandbox accounts

Managing multiple businesses with multi-Finexer account feature, and sandbox accounts for testing end-to-end integration not affecting live environment is free of charge.

Designed for Developers

We understand how tricky integrating various applications can be, which is why at Finexer, we aim to keep working towards developing a useful, scalable API infrastructure, with 99.99% uptime.

Check out our API reference

{
  "count": 20,
  "location": "/providers",
  "paging": {
    "total": 22,
    "next": null,
    "prev": null
  },
  "data": [
    {
      "id": "barclays",
      "object": "provider",
      "name": "Barclays",
      "supported": true
    },
    {
      "id": "rbs",
      "object": "provider",
      "name": "Royal Bank of Scotland",
      "supported": true
    },
	{...}
  ]
}

{
  "count": 20,
  "location": "/customers",
  "paging": {
    "total": 26,
    "next": "/customers?offset=20",
    "prev": null
  },
  "data": [
    {
      "id": "cus_hjw5i1xO9zQK5kpS",
      "object": "customer",
      "created_at": "2020-02-10T10:42:22Z",
      "updated_at": "2020-02-22T16:12:01Z",
      "name": "Acme Ltd",
      "email": "whiliams.great@acme.com",
	  ...
    },
    {
      "id": "cus_vYDuVeeWto2RMQB5",
      "object": "customer",
      "created_at": "2020-02-25T16:52:01Z",
      "updated_at": null,
      "name": "Johny",
      "email": "johny.hero@test.com",
	  ...
    },
	{...}
  ]
}

{
  "count": 20,
  "location": "/customers/cus_hjw5i1xO9zQK5kpS/bank_accounts",
  "paging": {
    "total": 112,
    "next": null,
    "prev": null
  },
  "data": [
    {
      "id": "ba_b7yr9Bp6dMnt5HC4Ah6bOWDhL",
      "object": "bank_account",
      "created_at": "2020-08-08T19:12:44Z",
      "name": "William Damian",
      "sort_code": "302030",
      "account_number": "40109020",
      "currency": "gbp",
      "type": "personal",
      "class": "current",
      "provider": "orion",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "fingerprint": "tWZVnnynh93fUJnkYjJl",
      "metadata": {}
    },
    {
      "id": "ba_xJG8O8B2Xm88p2PrKspt5Ezfj",
      "object": "bank_account",
      "created_at": "2021-02-08T11:19:28Z",
      "name": "Bit Tech App Limited",
      "sort_code": "506050",
      "account_number": "60906090",
      "currency": "gbp",
      "type": "business",
      "class": "current",
      "provider": "barclays",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "fingerprint": "IkFapnynNnAzRJOpH7fl",
      "metadata": {}
    },
	{...}
  ]
}

{
  "count": 20,
  "location": "/consents",
  "paging": {
    "total": 386,
    "next": null,
    "prev": null
  },
  "data": [
    {
      "id": "bc_sFhkYgaxsjReRJZBtZcO17jEfQytm",
      "object": "consent",
      "created_at": "2020-01-23T10:17:03Z",
      "updated_at": "2020-01-23T10:18:56Z",
      "provider": "orion",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "expiry_date": "2022-01-22",
      "status": "accepted",
      "metadata": {}
    },
    {
      "id": "bc_czAUKXsAoVxcwajXsdmyKBIsvdhPB",
      "object": "consent",
      "created_at": "2020-02-04T11:27:12Z",
      "updated_at": null,
      "provider": "lloyds",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "expiry_date": "2025-02-04",
      "status": "accepted",
      "metadata": {}
    }
  ]
}

{
  "count": 20,
  "location": "/bank_accounts/ba_og9MCsQHizmC927sDNoTF7xWx/transactions",
  "paging": {
    "total": 1420,
    "next": null,
    "prev": null
  },
  "data": [
    {
      "id": "trn_rJh8U6EvN9fiyVZgZVhXY7aM",
      "object": "transaction",
      "created_at": "2019-10-02T00:00:00Z",
      "timestamp": "2019-10-02T00:00:00Z",
      "amount": -23.61,
      "currency": "gbp",
      "type": "debit",
      "reference": "BBYY4090",
      "description": "ELITE GUITARIST 009879102020",
      "category": "payments",
      "balance": 6705.7,
      "merchant": "ELITE GUITARIST",
      "status": "cleared",
      "notes": "Business card expences by Richard"
    },
    {
      "id": "trn_sv3X777v39OXXeUqz6flcFVE",
      "object": "transaction",
      "created_at": "2019-10-03T13:20:48Z",
      "timestamp": "2019-10-03T13:20:48Z",
      "amount": -90.77,
      "currency": "gbp",
      "type": "debit",
      "reference": null,
      "description": "JD Sports Nike Air Max 2020",
      "category": "payments",
      "balance": 6729.31,
      "merchant": "JD Sports Limited",
      "status": "cleared",
      "notes": null
    },
	{...}
  ]
}

{
  "count": 20,
  "location": "/payments",
  "paging": {
    "total": 652,
    "next": null,
    "prev": null
  },
  "data": [
    {
      "id": "pt_LiDYx1SaOBw57TOI9KPDlTsIS",
      "object": "payment",
      "created_at": "2020-12-11T16:25:35Z",
      "updated_at": null,
      "amount": 712,
      "currency": "gbp",
      "statement": "SALE IPHONE MWLT2",
      "description": "Apple iPhone 11 64GB Black MWLT2",
      "target": "IBAN102030405060708090",
      "source": "IBAN908070605040302010",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "provider": "barclays",
      "status": "completed",
      "metadata": {}
    },
    {
      "id": "pt_m9SQQHQ1EWKk9K8m4YINaRdFa",
      "object": "payment",
      "created_at": "2020-12-11T16:25:35Z",
      "updated_at": null,
      "amount": 2500.6,
      "currency": "gbp",
      "statement": "MONTHLYBBP12",
      "description": "Monthly HR service",
      "target": "102030",
      "source": "20456078",
      "customer": "cus_hjw5i1xO9zQK5kpS",
      "provider": "hsbc",
      "status": "completed",
      "metadata": {}
    },
    {...}
  ]
}

{
  "location": "/webhooks",
  "count": 2,
  "data": [
    {
      "id": "wh_rpC4XFqlZd3JqG5tCampbL9ml",
      "object": "webhook",
      "created_at": "2020-08-15T10:56:12Z",
      "updated_at": null,
      "url": "https://bigtechapp.com?auth=ABC90509030",
      "name": null,
      "status": "enabled",
      "metadata": {}
    },
    {
      "id": "wh_4ZFeSoGHycUB78Z5OEdf1AqEF",
      "object": "webhook",
      "created_at": "2020-02-10T10:42:22Z",
      "updated_at": "2020-02-12T15:20:11Z",
      "name": "nginx server",
      "url": "https://bigtechapp.com/laim-hooks",
      "status": "enabled",
      "metadata": {}
    }
  ]
}

We always welcome new ideas. If you believe that our API is missing an important feature, or that our service needs to be more customisable to suit your needs, then drop us an email or contact the Support Center.

Tools out of the box

Free up your time and effort with our robust built-in tools and focus on your business.

Data Aggregation

Instant Payments

Gives access to real-time financial information data, thousands of accounts across multiple banks.

Step 1 Generate a data request through our API or dashboard for your client

Step 2 Your client authorises and approves the request with their bank

Step 3 Your client is redirected to your website and you access data from their bank

Find out more about aggregation

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Two ways to fit your business

Tailored Integration

Obtain secret keys and consume only Finexer API implementing your own and unique flows to fit your specific business needs.

Quick Start

Save resources and use our built-in tools such as hosted consent pages and dashboard that gives you a wide range of analytics and control.

PSD2 Compliance

Our software adheres to PSD2 directives. It ensures new and existing businesses meet all regulatory requirements.

We take care of compliance

There’s no requirement for you to comply with PCI DSS or PSD2 regulations, allowing you to save both time and money with both development and testing.

Strong Customer Authentication (SCA)

SCA, a requisite of PSD2, adds an additional layer of security which many businesses in the financial industry now have to comply with. We'll help you meet these requirements with minimal effort.

Advanced Security

Each and every action taken on our platform, whether it’s through our web interface or our API, utilises our bank-grade security.

Application security
Two-factor athentication
User access controls
End-to-end encryption

Tokenization
Fraud detection
AES-256 data encryption
And much more

What our clients say

Finexer is easy to work with and flexible in their approach, providing the bespoke services we required alongside a viable commercial package. Finexer has proven to be more than a provider—they’re a trusted partner who understands our vision and helps us achieve it.

David, CEO, VirtualSignature-ID

We realised we had a lot in common with Finexer in how we approach services for our customers. This made it a highly collaborative partnership from the start.

Penny, CCO, Sysynkt

We're able to offer Payello users the ability to accept open banking payments for their business, offering a faster, more secure and cost-effective alternative to traditional card payments. Beyond payments, Finexer's capabilities enable us to provide enhanced reporting and reconciliation tools, using banking data to streamline financial management via the Payello platform.

Ben, CEO, Payello

Data Aggregation

Instant Payments

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Data Aggregation

Instant Payments

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Dashboard

About Finexer

Success Story

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About Finexer

Jobs

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Trusted by

The new standard in banking

Real-time Information

Cost Effective and Instant

World-class API

Single point of access to multiple financial institutions

A robust set of tools and resources

Smart API

Advanced webhooks

Expert developer support

Free live and sandbox accounts

Designed for Developers

Tools out of the box

Two ways to fit your business

Tailored Integration

Quick Start

PSD2 Compliance

We take care of compliance

Strong Customer Authentication (SCA)

Advanced Security

What our clients say

Ready to get started?

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